Insurance on deposits will increase to 1.5 million rubles

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insurance on deposits

19 of November. Insurance on deposits will be increased from the current 700 thousand to 1.5 million rubles. The proposal was made by Anatoly Aksakov (Deputy Chairman of the Duma Committee on financial market). According to experts, this action will not only help to protect the funds of the Russians at the closing of banks and will increase the total amount of deposits of individuals.

Anatoly Aksakov proposes to leave the current mechanism in banks ' contributions in the main Fund of Agency on insurance of contributions (recall that now the percentage is 0.1% of average quarterly balances on accounts of natural persons and individual entrepreneurs).

On increasing the size of the insurance Deposit say for quite some time. This is not surprising. The last increase in the size of the insurance occurred in October 2008. Then the size of the insurance has changed from 400 to 700 thousand rubles. In 2013, efforts have been made to improve a bill was introduced that called for increasing the size of insurance up to 1.5 million rubles. In September, the document was adopted in the first reading. This document proposes to change a little and prepare for the second reading.

Aksakov considers that this action will help banks to increase liquidity. He recalled that in 2008, the increase in the size of insurance helped to radically change the situation: outflow of the population was replaced by inflow.

The Central Bank the initiative of the deputies supported.

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